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The application implements the functionality of the Sberbank Mobile Bank system and also allows you to view the balance on the cards of most banks based on incoming sms on card transactions.
The application works on SMS requests and free USSD requests (for MTS, Megafon, Beeline and TELE2 subscribers). Almost all mobile operators now charge for SMS-requests, USSD-requests are free.
The security of work in the Mobile Bank system is ensured by the fact that payments to some third-party organizations are predetermined (payment templates must be registered in an Internet bank or ATM) or payment is confirmed by repeated SMS (for example, if you pay for an arbitrary phone number). For more security, you can disable the "Quick Payment" option - in this case, the replenishment of any third-party mobile phones will be unavailable (only your registered number will be available) and transfers by phone number will be prohibited.
To make payments using Sberbank cards, you must be connected to the Mobile Bank service. Connection is possible in any division of Sberbank or through an ATM.
When you first start:
1. Assign and set a password to enter the application. This password is not connected with the password from the Internet bank and is checked locally when you start it! If the password to enter the application is lost, you need to remove the application and reinstall it.
2. Based on incoming messages from banks, your cards will be added to the application. If necessary, edit them in the section "Maps-> My Maps". After adding cards, payments and service operations with Sberbank cards become available.
3. By cards of other banks, only information on the balance and the amount of transactions from incoming SMS notifications from these banks is displayed. For ease of viewing, install widgets.
Payments on Sberbank cards consist of sections:
New - for one-time payments and creating templates
Templates - for template payments
History - to view payments made and create recurring payments
SMS requests are sent to the Sberbank 900 service number.
Autopayment - automatically top up the balance of the phone in rubles when it is lowered to the set threshold. Currently, auto payments are available to MTS, Beeline, Megafon, BaykalWestKom, TELE2, Motive, NSS and Yeniseytelecom. Activation of the service is free of charge, fee for payments is not charged.
ATMs
The search is carried out in all cities of presence of the Bank, local database is used. In cities for which there are no detailed maps, all ATMs on the map are represented by the center of the settlement.
To control the card balance and view currency rates, you can install application widgets.
In widgets, a USSD balance request is available for Sberbank cards - a double “tap” on the card name. To request a balance via a widget, it is necessary that USSD requests be enabled in the settings of the main application.
The widget is set by a long touch on the empty space of the desktop screen of the phone. At the same time, it is necessary that the main application be placed in the internal memory of the phone (not on an external SD card).
The application is unofficial. All formats of requests sent within the framework of the service correspond to the Guidelines for the use of the Mobile Bank, which can be found on the Bank’s website.
